YUNUS H, Ismail; SAPUTRA, Andhy; HASAN, Haidar. Model financial intelligence berbasis financial english dan pendidikan karakter untuk meningkatkan literasi dan perilaku keuangan digital gen-z di kabupaten Tolitoli. Indonesian Journal of Learning and Educational Studies, [S. l.], v. 4, n. 1, p. 163–174, 2026. DOI: 10.62385/ijles.v4i1.275. Disponível em: https://jurnal.piramidaakademi.com/index.php/ijles/article/view/275. Acesso em: 21 aug. 2026.